Understanding Mortgages and Personal Finance Certificate

Understanding Mortgages and Personal Finance Course

‘Understanding Mortgages and Personal Finance’ is an essential guide for everyone from all walks of life. No matter what stage of life you’re at, the way in which you conduct your finances and handle mortgages can either guarantee you prosperity and peace of mind financially or land you in very deep financial trouble.

This course covers everything you need to know regarding managing your finances, such as understanding debt and how to handle it effectively; how to draw up an effective budget, and the importance of regularly saving and having good insurance policies in place.

You will also learn everything you need to know about mortgages, including the different mortgage options and how to choose the best one for your needs, and the various steps you need to take during the process, with expert tips, to help you make the best choices!

If you’ve always dreamed of making the most of your money, getting out of debt and achieving financial freedom by buying property, then this is the ideal course for you!

What You Will Learn:

  • The pros and cons of debt
  • How to effectively manage debt
  • Drawing up the perfect budget, and how to stick to it
  • The importance of saving
  • Which insurance policies you need to have in place
  • All about mortgages, and how to choose the best one for your specific needs
  • The various steps to take, to secure your mortgage, and expert tips for each step

The Benefits of Taking This Course:

  • You will become wealthier
  • You will eliminate financial wastage from your life
  • You will have a higher quality of life, without getting into unnecessary debt
  • You will provide yourself and your family with more opportunities in life
  • You will avoid serious legal issues and the inconvenience of becoming blacklisted

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

Compatible with modern devices

PLUS - Access to the exclusive New Skills Academy Study Group!
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

Understanding Mortgages and Personal Finance Certificate

on 21st November 2025

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

Once you have completed your test you can log in to your account and download/print your certificate any time you need it. If you would prefer us to post you a certificate to a UK address, there will be an admin charge of £10 (certificates sent internationally may cost more).

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 2.5 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

Sophie Watkins

John Grover

I love this garden design course, I have been given the opportunity to learn more about garden design and maintenance so I can start my own gardening business

Andrew Ledwold

This is just what I needed to help me launch my business!

I am so excited to use all I have learned here and apply it to my own venture! Was wonderful learning all the science behind the role and was truly, exactly what I was looking for in a course.

I will be referring back to the materials, it is extremely interesting as well as informative!

Thank you so much!!!

Kirsty Johnson

This short course was actually very informative and interesting, and learned far more than what you can read on the internet. The modules are an excellent way to learn, as you can complete each module in your own time.

I feel as though I’ve learned a lot from this course and would highly recommend it to anyone interested in starting a career in alternative medicine or as a starter in your own business. This certificate can lead onto other courses in this field.

The customer service was excellent, quick and easy to apply online and even better, you can pay by PayPal.

Caroline Gray

I am so far really enjoying the course. Information is really well presented and tests a great recap to information covered. I also think the Notes tool is a good addition, however, the saving seems a little unstable so I have lost notes on a couple of the modules.

I figured that I needed to save prior to taking the test, but had selected a picture and as there was no close option, I clicked back and lost the notes I had taken. Apart from that, I am really enjoying the format and am finding the information easy to retain.

Amanda Rolfe

Duration:
2.5 hours

Access:
Lifetime Access

Approved by:
CPD

Learning Type:


Text based modules  Images  Video learning 

Cost:
£100.00

Understanding Mortgages and Personal Finance Course

‘Understanding Mortgages and Personal Finance’ is an essential guide for everyone from all walks of life. No matter what stage of life you’re at, the way in which you conduct your finances and handle mortgages can either guarantee you prosperity and peace of mind financially or land you in very deep financial trouble.

This course covers everything you need to know regarding managing your finances, such as understanding debt and how to handle it effectively; how to draw up an effective budget, and the importance of regularly saving and having good insurance policies in place.

You will also learn everything you need to know about mortgages, including the different mortgage options and how to choose the best one for your needs, and the various steps you need to take during the process, with expert tips, to help you make the best choices!

If you’ve always dreamed of making the most of your money, getting out of debt and achieving financial freedom by buying property, then this is the ideal course for you!

What You Will Learn:

  • The pros and cons of debt
  • How to effectively manage debt
  • Drawing up the perfect budget, and how to stick to it
  • The importance of saving
  • Which insurance policies you need to have in place
  • All about mortgages, and how to choose the best one for your specific needs
  • The various steps to take, to secure your mortgage, and expert tips for each step

The Benefits of Taking This Course:

  • You will become wealthier
  • You will eliminate financial wastage from your life
  • You will have a higher quality of life, without getting into unnecessary debt
  • You will provide yourself and your family with more opportunities in life
  • You will avoid serious legal issues and the inconvenience of becoming blacklisted

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

Compatible with modern devices

PLUS - Access to the exclusive New Skills Academy Study Group!
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

Understanding Mortgages and Personal Finance Certificate

on 21st November 2025

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

Once you have completed your test you can log in to your account and download/print your certificate any time you need it. If you would prefer us to post you a certificate to a UK address, there will be an admin charge of £10 (certificates sent internationally may cost more).

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 2.5 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

Sophie Watkins

John Grover

I love this garden design course, I have been given the opportunity to learn more about garden design and maintenance so I can start my own gardening business

Andrew Ledwold

This is just what I needed to help me launch my business!

I am so excited to use all I have learned here and apply it to my own venture! Was wonderful learning all the science behind the role and was truly, exactly what I was looking for in a course.

I will be referring back to the materials, it is extremely interesting as well as informative!

Thank you so much!!!

Kirsty Johnson

This short course was actually very informative and interesting, and learned far more than what you can read on the internet. The modules are an excellent way to learn, as you can complete each module in your own time.

I feel as though I’ve learned a lot from this course and would highly recommend it to anyone interested in starting a career in alternative medicine or as a starter in your own business. This certificate can lead onto other courses in this field.

The customer service was excellent, quick and easy to apply online and even better, you can pay by PayPal.

Caroline Gray

I am so far really enjoying the course. Information is really well presented and tests a great recap to information covered. I also think the Notes tool is a good addition, however, the saving seems a little unstable so I have lost notes on a couple of the modules.

I figured that I needed to save prior to taking the test, but had selected a picture and as there was no close option, I clicked back and lost the notes I had taken. Apart from that, I am really enjoying the format and am finding the information easy to retain.

Amanda Rolfe

xo

All New Skills Academy Students Are Eligible for an XO Student Discount Card

GET YOURS NOW

Why you should study with us

Learn with confidence...

Free Course RRP £100

Get a FREE Course

Tick this box to Sign up for our newsletter, and get access to the Interview Skills and CV Writing Certificate course for free! By signing up, you agree to our Privacy Notice & Cookie Policy and to receive marketing and related emails from academy+ brands. You can unsubscribe at any time.

What our students say about us...