Understanding Mortgages and Personal Finance Certificate
Understanding Mortgages and Personal Finance Course
‘Understanding Mortgages and Personal Finance’ is an essential guide for everyone from all walks of life. No matter what stage of life you’re at, the way in which you conduct your finances and handle mortgages can either guarantee you prosperity and peace of mind financially or land you in very deep financial trouble.
This course covers everything you need to know regarding managing your finances, such as understanding debt and how to handle it effectively; how to draw up an effective budget, and the importance of regularly saving and having good insurance policies in place.
You will also learn everything you need to know about mortgages, including the different mortgage options and how to choose the best one for your needs, and the various steps you need to take during the process, with expert tips, to help you make the best choices!
If you’ve always dreamed of making the most of your money, getting out of debt and achieving financial freedom by buying property, then this is the ideal course for you!
What You Will Learn:
- The pros and cons of debt
- How to effectively manage debt
- Drawing up the perfect budget, and how to stick to it
- The importance of saving
- Which insurance policies you need to have in place
- All about mortgages, and how to choose the best one for your specific needs
- The various steps to take, to secure your mortgage, and expert tips for each step
The Benefits of Taking This Course:
- You will become wealthier
- You will eliminate financial wastage from your life
- You will have a higher quality of life, without getting into unnecessary debt
- You will provide yourself and your family with more opportunities in life
- You will avoid serious legal issues and the inconvenience of becoming blacklisted
This course includes
24/7 Student Support
End of course certification
Lifetime access to your course
Compatible with modern devices

of achievement
This certificate is presented to
Your Name

For completing the
Understanding Mortgages and Personal Finance Certificate
on 21st November 2025
Selena Hurford
Selena Hurford
Course Tutor

Daniel Morgan
Daniel Morgan
Head of Academy

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.
The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.
You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!
Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.
The pass mark for the test is 70%.
If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.
Once you have completed your test you can log in to your account and download/print your certificate any time you need it. If you would prefer us to post you a certificate to a UK address, there will be an admin charge of £10 (certificates sent internationally may cost more).
You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.
You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.
We estimate that the course will take about 2.5 hours to complete in total, plus an additional 30 minutes for the end of course test.
Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.
Sophie Watkins
John Grover
I love this garden design course, I have been given the opportunity to learn more about garden design and maintenance so I can start my own gardening business

Andrew Ledwold
This is just what I needed to help me launch my business!
I am so excited to use all I have learned here and apply it to my own venture! Was wonderful learning all the science behind the role and was truly, exactly what I was looking for in a course.
I will be referring back to the materials, it is extremely interesting as well as informative!
Thank you so much!!!

Kirsty Johnson
This short course was actually very informative and interesting, and learned far more than what you can read on the internet. The modules are an excellent way to learn, as you can complete each module in your own time.
I feel as though I’ve learned a lot from this course and would highly recommend it to anyone interested in starting a career in alternative medicine or as a starter in your own business. This certificate can lead onto other courses in this field.
The customer service was excellent, quick and easy to apply online and even better, you can pay by PayPal.

Caroline Gray
I am so far really enjoying the course. Information is really well presented and tests a great recap to information covered. I also think the Notes tool is a good addition, however, the saving seems a little unstable so I have lost notes on a couple of the modules.
I figured that I needed to save prior to taking the test, but had selected a picture and as there was no close option, I clicked back and lost the notes I had taken. Apart from that, I am really enjoying the format and am finding the information easy to retain.

Amanda Rolfe
Understanding Mortgages and Personal Finance Course
‘Understanding Mortgages and Personal Finance’ is an essential guide for everyone from all walks of life. No matter what stage of life you’re at, the way in which you conduct your finances and handle mortgages can either guarantee you prosperity and peace of mind financially or land you in very deep financial trouble.
This course covers everything you need to know regarding managing your finances, such as understanding debt and how to handle it effectively; how to draw up an effective budget, and the importance of regularly saving and having good insurance policies in place.
You will also learn everything you need to know about mortgages, including the different mortgage options and how to choose the best one for your needs, and the various steps you need to take during the process, with expert tips, to help you make the best choices!
If you’ve always dreamed of making the most of your money, getting out of debt and achieving financial freedom by buying property, then this is the ideal course for you!
What You Will Learn:
- The pros and cons of debt
- How to effectively manage debt
- Drawing up the perfect budget, and how to stick to it
- The importance of saving
- Which insurance policies you need to have in place
- All about mortgages, and how to choose the best one for your specific needs
- The various steps to take, to secure your mortgage, and expert tips for each step
The Benefits of Taking This Course:
- You will become wealthier
- You will eliminate financial wastage from your life
- You will have a higher quality of life, without getting into unnecessary debt
- You will provide yourself and your family with more opportunities in life
- You will avoid serious legal issues and the inconvenience of becoming blacklisted
This course includes
24/7 Student Support
End of course certification
Lifetime access to your course
Compatible with modern devices

of achievement
This certificate is presented to
Your Name

For completing the
Understanding Mortgages and Personal Finance Certificate
on 21st November 2025
Selena Hurford
Selena Hurford
Course Tutor

Daniel Morgan
Daniel Morgan
Head of Academy

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.
The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.
You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!
Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.
The pass mark for the test is 70%.
If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.
Once you have completed your test you can log in to your account and download/print your certificate any time you need it. If you would prefer us to post you a certificate to a UK address, there will be an admin charge of £10 (certificates sent internationally may cost more).
You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.
You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.
We estimate that the course will take about 2.5 hours to complete in total, plus an additional 30 minutes for the end of course test.
Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.
Sophie Watkins
John Grover
I love this garden design course, I have been given the opportunity to learn more about garden design and maintenance so I can start my own gardening business

Andrew Ledwold
This is just what I needed to help me launch my business!
I am so excited to use all I have learned here and apply it to my own venture! Was wonderful learning all the science behind the role and was truly, exactly what I was looking for in a course.
I will be referring back to the materials, it is extremely interesting as well as informative!
Thank you so much!!!

Kirsty Johnson
This short course was actually very informative and interesting, and learned far more than what you can read on the internet. The modules are an excellent way to learn, as you can complete each module in your own time.
I feel as though I’ve learned a lot from this course and would highly recommend it to anyone interested in starting a career in alternative medicine or as a starter in your own business. This certificate can lead onto other courses in this field.
The customer service was excellent, quick and easy to apply online and even better, you can pay by PayPal.

Caroline Gray
I am so far really enjoying the course. Information is really well presented and tests a great recap to information covered. I also think the Notes tool is a good addition, however, the saving seems a little unstable so I have lost notes on a couple of the modules.
I figured that I needed to save prior to taking the test, but had selected a picture and as there was no close option, I clicked back and lost the notes I had taken. Apart from that, I am really enjoying the format and am finding the information easy to retain.

Amanda Rolfe
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I took up this course initially to help me with my own dog, but found that as I worked through the material I actually started thinking that this could be something that I could use to make a second income. From start to finish I found the course engaging and interesting. I am now doing another dog related course and am experiencing the same level of enjoyment. I would recommend New Skills Academy without hesitation.
Keith Smith

The course was clearly set out with helpful end of week tests which built my knowledge. Being dyslexic I found the course was set out in an easy to understand way. I was able to pass the test on my first attempt. The downloaded pdf are a useful resource that you can keep forever. Looking forward to the next course
Ross Dunsten

Lovely course for people who want to know the basics and of sign language. It's has helped me to get more of an understanding and will greatly benefit me in my workplace. So easy to pick up and the videos were easy to understand. Would definitely recommend to anyone.
Chloe Hambly

Excellent course, well explained and easy to understand. The course can be done at my own pace and is available on various devices. The layout of the course was excellent and the notes options is very good. The content is perfect and well structured, making it easy to understand and follow. I will definitely be taking more courses in the future.
Luis Costa

This is a great course for any level of knowledge. Very easy to navigate, great practical tasks and explanations are very clear. You can revise any module with no problem. The test wasn’t too hard if you completed every module. It may be handy to make some notes before you start. Overall I'm very happy with my choice. Thank you New skills for my New skills :)
Julia Bobkova

I am a doctor. This course is well organized, covering all areas of CBT. The videos and practical tips are very helpful. All the modules are arranged with good explanations and examples. Also each module consists of quick test and assignment which enables you to gain knowledge. Finally I would like to thank the New Skills Academy team.
Dr. M. Arshad

Very interesting and helpful course. I ve learned a lot of interesting things about make up and the tutorials were very helpful and easy to understand. I really reccomend this course for everyone who is passionate about make up and wish to develop their skills and make a career from their hobby.
Nicoleta Lucaci

Yet another well laid out course. This is my 3rd course so far with New Skills Academy.
More than likely will be back for another one soon. This course was enjoyable to do, and I learnt a lot and passed first try. My certificate will be up on the wall soon.
Rob Coops